The truth is, I am systemically disadvantaged because I was born disabled. It wasn’t acquired in a car accident. If it had been, I would be covered by the Transport Accident Commission (TAC). I require twenty-four-hour support for personal care, around half of which is provided by my mother, who is over sixty. The other half is covered by my current funding package. If I had TAC funding, all hours would be covered, making independent living a possibility.